Is the Tory-Lib coalition government coming up against the Peter Principle?  Health Minister Andrew Lansley cut a lonely figure in the House of Commons as he announced that the government would review/delay the proposed NHS reforms.  Not one single senior member of cabinet sat anywhere near him when he explained  the benefits of the proposal […]

Just because you have car insurance, it doesn’t mean you’ll be covered if you’re involved in an accident while riding your motorcycle. You’ll need a separate policy specifically designed for motorcycles. Types and limits of coverage vary from state to state, but any experienced motorcycle lawyer will tell you it’s a good idea not to […]

We live in a culture where most of us drive a car, and practically all families own at least one vehicle. The car has become more than just a way of getting from point A to point B, it has become an invaluable part of our society. Whether its use is merely practical or it […]

Some common misconceptions about car insurance can cause you to buy the wrong kind of coverage. If you rely on advice from your friends and family who are not car insurance experts, you may be surprised when you attempt to file a claim after an accident. These assumptions can be more expensive in the long […]

Insurance; it’s something none of us really want to pay for, an annoyance rather than something we are compelled to purchase. We’ve all felt that sinking feeling when we get a quote for a policy that costs almost as much as the car itself. Comparison sites have changed the insurance game slightly and have, in […]

The European Court of Justice has ruled that insurance companies cannot use gender as a factor when setting premiums. Until this ruling, women had enjoyed lower rates on car insurance owing to statistics which proved that they are more careful drivers than men. Women will now be paying as much as 60% more for their […]

Most car insurance policies value vehicles based on their actual resale value. This method is fine for an average car that is cared for in an average manner by an average driver. Not all cars – or car owners – are average, though. If you own a special car that does not fall neatly into […]